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The Hitchhiker's Guide to the Galaxy
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Livestock Insurance

Livestock insurance is insurance that is taken out on any animal or herd of animals that are owned by the policyholder. Typical farm animals such as cattle, sheep, pigs, horses, and poultry are covered by livestock insurance policies. However, livestock insurance can also be taken out on farm-grown fish, or on exotic animals such as ostriches, emus, llamas, alpacas, and any other kind of animal that is raised for gain...

Dental Insurance Programs

Indemnity PlansPreferred Provider PlansHMO PlansDiscount PlansDental Indemnity InsuranceThese are the traditional fee-for-service insurance plans. You pay a monthly premium to an insurance company and in return it covers a portion of your dental expenses. Some typical features of these plans:High deductibles before coverage begins (well-designed plans don't apply the deductible to preventive services)Probationary periods on certain procedures that last up...

Credit insurance

Credit Insurance is an insurance policy associated with a specific loan or line of credit which pays back some or all of any monies owed should certain things happen to the borrower, such as death, disability, or unemployment.The costs (called a 'premium') for this are usually charged monthly, depending on the balance owed, and d...

What is the difference between term and permanent life insurance?

Term insurance provides you with coverage for a specific period of time. It pays a benefit only if you die during that term. Some term insurance policies can be renewed at the end of the period. Others give you the ability to reenter. Premium rates will increase at each renewal date or each reentry. Many policies require you to provide evidence of insurability at reentry in order to ...

Basics of mobile phone insurance

Mobile phone insurance is necessary as increasingly so, they are an essential, valuable part of our lives. All kinds of data are kept on our mobile phones and even though we try to be careful with them, all kinds of unfortunate situations can happen. In addition to this, mobile phones are expensive pieces of kit (even when they are free the mobile p...
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