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Professional Indemnity InsuranceProfessional Indemnity Insurance provides essential financial protection for a wide range of professional advisers. In the event that a client suffers financial loss as a result of alleged neglect, error or omission Professional Indemnity Insurance will meet the cost of defending claims and any damages payable. Any person who gives advice, designs, or offers similar services in a professional capacity is seen by clients as an expert. In these times of high consumer awareness, clients w...
Motorcycle InsuranceMotorcycle insurance and auto insurance have many of the same components. Listed below are the elements that together makeup a motorcycle insurance policy.Liability CoverageGuest Passenger Liability Protection: provides coverage for bodily injury to a passenger on your motorcycle.Bodily Injury Liability Protection: provides coverage if you or a covered driver are legally liable in an accident in which o...
Dinghy InsuranceDinghy insurance (also spelled dingy insurance) is just like the insurance for any other kind of pleasure boat – it covers the dinghy in case of accident or other damage. In addition, dinghy insurance may cover the owner from liability caused by the dinghy to the property or persons of others. Some features of a dinghy insurance policy may include accident or theft of the dinghy, mishaps that o...
When is Insurance Worth It?Insurance can be a very expensive product. When the premium bill comes, it is easy to get into 'that won't happen to me' mode and not adequately insure. But a little cost benefit analysis can help you make a rational choice as to what types of coverage you need and what the amounts of those coverages should...
Property insurance defined.Property insurance is insurance on real or personal property of every kind and of every interest therein against loss or damage from any and all hazard or cause, and against loss consequential upon such loss or damage, other than noncontractual legal liability for any such loss or damage. Property insurance does not include title insurance, as defined in § 908 of this chapter....
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