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Car Insurance - Money Saving Ideas

Save on Car Insurance - Choose a safe car.When you buy or lease a car, choose on the basis of safety features and the cars record of crashworthyness, if it is easily damaged and repair costs. If the safety features you want such as air bags are not offered, complain to the auto makers. Some of them already are getting the message. Safety sells.Save on Car Insurance - Drive smart.Drive carefully and use safety belts and child restraints. Alw...

Variable Life Insurance

Variable life insurance, provides permanent protection for you and death benefits to your beneficiary upon your death. The value of the death benefits may fluctuate up or down depending on the performance of the investment portion of the policy. Most variable life insurance policies guarantee that the death benefit will not fall below a specified minimum, however, a minimum cash value is seldom guaranteed. Variable is a form of whole life...

Accidental life insurance

Accidental death is a limited life insurance that is designed to cover the insured if they pass away due to an accident. Accidents include anything from an injury, but do not typically cover any deaths resulting from health problems or suicide. These policies are much less expensive than other life insurances because they only cover accidents. Often, it does not cover an insured who puts themselves at risk in activities such as: parachuting, fl...

Universal Life Insurance

Universal Life insurance is a variation of Whole Life. The insurance part of the policy is separated from the investment portion of the policy. The investment portion is invested in bonds and mortgages, the investment portion of Universal Life is invested in money market funds. The cash value portion of the policy is set up as an accumulation fund. Investment income is credited to the accumulation fund. The death benefi...

Aircraft insurance

Aircraft insurance provides for hull (physical damage) coverage which may be written on an 'all risks' basis for both on the ground and in flight, or either of these separately. Aircraft Liability coverages include bodily injury (excluding passenger liability), passenger liability, and property damage liability, on a split or single limit basis. Medical payments coverages may be included if passenger liability is purchased. T...
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